Flood & Earthquake

Flood Insurance

California has some interesting weather patterns when it comes to rain, and certain areas have been prone to experience drought rather than huge falls in record time. However, flooding is a real concern in this state, and the damage to both commercial and residential property alike can be exceptionally substantial. Just 2 or 3 inches of extra water can pile on the repair costs in ways you never imagined. You also have to be ready for the mudslides that may occur in your area.

Water damage destroys buildings and can cause mold and bacteria build-up. This may go on for years if it’s not detected or dealt with, and drainage in larger homes can be a real issue. The equipment and know-how it takes to properly restore a home can definitely send unsuspecting owners into a panic if they don’t have the proper insurance. Instead of dismissing floods as an unlikely event or taking out the minimum coverage for your home or commercial building, you should look into having a plan so you can sleep easy at night — regardless of the weather forecast.

Property in California is definitely an investment, and caring for that investment needs to be a priority. The insurance agents of Minton Insurance have the means to help you protect what’s yours from water. Buying the right policy now can mean far less time wasted trying to get a bill paid for later on. We all know what it’s like to fight with companies to get what we deserve, and this is the last thing you’ll want to do when your property has suffered from flood damage. Find affordable rates and quotes from the experts at Minton Insurance. Give us a call today for more information or to ask any questions you may have.

The California Flood & Earthquake agents at Minton Insurance can give you a quote so you can protect yourself against water damage of every kind.

Earthquake

In California, earthquakes or ground movement is a part of life. What some people don’t realize is that even though the damage done by earthquakes is typically done to your home or apartment, home and renters insurance policies do not cover damage done by earthquakes.

That is why Minton Insurance wants to make sure that you have earthquake insurance to ensure a strong home defense plan.

In the case of an earthquake, you will be happy to have earthquake insurance! California residents with this coverage will be protected from seismic activity, and their insurance will cover any property damages that may result from an earthquake. Some examples of damages that earthquake insurance will cover: Cracked pool, damaged retaining walls, damaged or cracked driveways and walkways.

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