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State law in California requires every driver to carry a minimal amount...
Home insurance is one of those types of insurance that is not required by ...
As a business owner, protecting your investment should be your...
As an adult, you recognize just how many people count on you on a daily....
Flood & Earthquake
California has some interesting weather patterns when it comes to rain ...
Classic Car Insurance
Those who love classic cars are willing to spend the bucks to both...
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Minton Insurance has been serving the people of California for years. Whether you’re looking for an auto, home, life, classic car, commercial, or Flood & Earthquake policy, you’ve come to the right place. We can help you to save money and keep you and your family protected from all kinds of disasters.
Insurance is one of the most important investments that a person can make. No other product is able to protect you and your loved ones from a financial catastrophe. In many cases, the state of California requires youth hold a minimal amount of insurance. Auto polices, for example, are required of every driver in California in order to protect other motorists in the event of an accident.
Similarly, the state of California requires many businesses to carry some form of commercial insurance. These policies are meant to protect consumers, however, not the policy holder. For this reason, it’s a good idea to look into purchasing additional coverage. Flood & Earthquake is typically required from anyone who is purchasing a home in a known flood zone.
Other types of insurance are required by your lean holder or employer. Home insurance is nearly always required when purchasing a home with a mortgage. While this coverage will protect you in the event of a destructive event, it can also provide coverage for individuals who injure themselves on your property. Automobile collision insurance is usually required when purchasing a vehicle with an auto loan. This insurance will pay to repair or replace your vehicle in the event that you are at fault in accident.
If you’re looking for a new auto, home, life, classic car, commercial, or Flood & Earthquake policy, then you’ve come to the right place. Contact us today to talk about how you can save money with a new policy from Minton Insurance.
Life Insurance Does Cover Pandemics!
Life insurance policies do cover deaths caused by pandemics.
Regulators at the National Association of Insurance Commissioners (NAIC) address that hot topic in a brief that addresses how various types of insurance products are likely to work in the age of the Covid-19 pneumonia pandemic.
In the section on life insurance, for example, the authors state, that, “There is no pandemic exclusion for life insurance. General life insurance covers pandemics, assuming you were.